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Wednesday, April 2, 2025

Retirement Cruise: Seniors Choose Life at Sea

An increasing number of retirees are turning to retirement cruises, opting to live aboard ships instead of settling into traditional retirement communities. With housing, dining, and entertainment all included, cruise living offers a convenient and cost-effective way to see the world.

Seniors disembark from a docked cruise ship as long-term cruise living gains popularity.
Retirees are opting for long-term cruises, trading traditional homes for life at sea. [Naki Park, The Korea Daily]

Selling Homes to Live at Sea

K, a resident of Laguna Woods, discovered cruise travel last year during a European trip. This year, after another European cruise, he set off on a South American voyage, spending nearly six weeks at sea. Now, he and his wife are considering selling their home to fully embrace life on the water.

Retirement at Sea Gains Popularity

With more than four million Americans turning 65 this year, retirement cruises are gaining traction. Unlike retirement communities, cruise life provides mobility and built-in amenities.

Joe Johnston, a retiree interviewed by CBS, has taken eight extended cruises, each lasting over 80 days. “I sold everything to live at sea,” he said, highlighting the convenience of combining housing, dining, and travel. His most recent voyage—a 124-day journey—took him from Florida to Bali, Cape Town, Barcelona, and the Cayman Islands. He estimates his annual living costs at around $100,000, making a retirement cruise an appealing alternative.

Cruise Lines Expanding Long-Term Options

The demand for long-term cruises is growing. According to Cruise Critic, more cruise lines are launching extended itineraries, ranging from three to six months. This year alone, at least 12 world cruises are scheduled to depart.

Korean American Retirees Join the Trend

Cruise travel has also gained popularity among Korean American retirees. Young-Im Shin, vice president of Samho Tours, noted that seniors prefer cruises for their ease. “There’s no packing and unpacking, and the room stays the same while visiting multiple destinations,” she said.

Billy Jang, CEO of Elite Tour, said cruises are now a standard option for travelers. “People used to overlook cruises when planning trips, but now they’re a top choice,” he said. Event cruises featuring celebrities and live entertainment are especially popular.

Most Korean travelers opt for 10-day group cruises, but many retirees book multiple trips back-to-back or plan extended personal itineraries.

Cost Savings Make Cruises an Attractive Option

Cost is a major factor in the rise of retirement cruises. As housing and living expenses climb, long-term cruises can be a more affordable option. The Cruise Web reports that some retirees live on ships year-round to cut costs. In California, where retirement can be expensive, cruise living offers an alternative.

A Korean retiree who planned a European cruise online shared his experience: “I worried about the language barrier and feeling isolated, but I was surprised by how many Korean passengers were on board. It was stress-free with all meals and accommodations handled.”

A Lifestyle That’s Here to Stay

With demand rising, retirement cruises are no longer just a luxury—they’re becoming a practical lifestyle choice for retirees looking to combine travel with daily living.


BY WONHEE CHO [cho.wonhee@koreadaily.com]

Wonhee Cho
Wonhee Cho
Wonhee Cho is a journalist covering tech and finance, but also writes about food, sports, entrepreneurship, travel, and real estate. Prior to joining the Korea Daily, he built his career in public relations, specializing in the gaming and technology sectors, where he developed a deep understanding of the industry landscape and media strategy.